Experience which evaluates, integrates and implements solutions providing client peace of mind.

 

 

At HELM, CREZNIC & ASSOCIATES, INC., we work on behalf of businesses and families to help them reach their finanical goals and objectives. Our goal is to help them maximize value and minimize risk for their assets.

As an National Financial Partners Corp. (NFP) associate, we believe our responsibility is to provide access to sophisticated resources. The professionals with our firm are currently registered to conduct securities business through NFP Securities, Inc. a broker-dealer and Member FINRA/SIPC. NFP is the parent company of NFP Securities, Inc. 

Our objective is to provide clients with financial services, product selection, investment tools and financial transaction processing and to establish an active policy voice in the companies that offer them.

  What does HELM, CREZNIC & ASSOCIATES, INC. offer you?

  • Financial Planning
  • Estate Planning  
  • Advisory Services  
  • Advisor Enterprise  (Professional Money Managers)
  • Insurance (Life, Disability, LTC and Group Benefits)
  • Variable Life
  • Annuities
  • Securities
  • Mutual Funds
  • 401(k) Plans
  • Research 

 

HELM, CREZNIC & ASSOCIATES, INC.
1700 Eastpoint Parkway
P.O. Box 23790
Louisville, KY 40223
Tel: 502 589 0000 x 6127
Fax: 502 254 7617
Email: gcreznic@helmcreznic.com
www.helmcreznic.com
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

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Newsletters

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Pick Up This Split for Long-Term Retirement Income

The number of Americans aged 90 or older almost tripled from 1980 through 2010 and is projected to quadruple by 2050. As people live longer they may need to fund a longer-than-expected retirement. This article discusses how a split-annuity strategy could help provide a long-term income stream.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

More Newsletters →